Wrapp

Money, without the friction.

One payment layer for the way the world pays. Accept anything. Settle your way.

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The shift

Payments were built for accounts.
The internet doesn't work that way anymore.

Your customers have money everywhere — bank accounts, cards, wallets, stablecoins, currencies, borders. Businesses still integrate and reconcile every rail separately.

Wrapp changes that.

One integration connects your business to the payment rails your customers already use.

Payment rails

One integration.
Every payment rail.

Connect once. Give your customers more ways to pay.

Cards

Accept card payments without building another payment integration.

Bank transfers

Connect to local and international bank payment rails.

Stablecoins

Accept internet-native dollars and other supported digital currencies.

Digital currencies

Support emerging payment networks without rebuilding your infrastructure.

More rails

As new ways to move money emerge, Wrapp can connect them to your business.

Checkout

Get paid by anyone.
Without asking how.

Create a payment link, invoice or checkout. Your customer chooses how they want to pay. Wrapp handles the complexity underneath.

Customer sees

Pay $2,500

  • Card
  • Bank transfer
  • USDC
  • USDT
  • Other available methods

You see

$2,500

Paid

That's it.

Payment identity

Your phone number can be your payment identity.

Money should move between people, not wallet addresses. Forget asking for long addresses, networks, bank details, or payment instructions.

  • A phone number
  • @username
  • Wrapp ID

Your identity maps to your available payment rails and settlement preferences. Wrapp handles the rest.

+234 803 XXX XXXX

Send ₦100,000

No wallet addresses. No network pickers. No bank forms.

Settlement

You choose how you get paid.
Your customer chooses how they pay.

Those don't have to be the same thing. Pay with USDC, settle in NGN. Pay by card, settle in USD. Wrapp separates the payment experience from the settlement experience.

Customer pays

USDC

You settle

NGN

Customer pays

Card

You settle

USD

Customer pays

Digital currency

You settle

Your asset

Who it's for

Built for global businesses.

Sell anywhere. Get paid everywhere.

SaaS companies

Accept payments worldwide without maintaining separate integrations.

Agencies & freelancers

Get paid by international clients through the rails that work for them.

Marketplaces

Give buyers and sellers more ways to transact.

Exporters

Collect international payments and simplify settlement.

Remote businesses

Move money between global customers, contractors and partners.

Internet-native companies

Build around modern money without building payments from scratch.

For developers

One API.
Infinite possibilities.

Integrate Wrapp once. Your application doesn't need to know which provider processed the payment. Wrapp abstracts the underlying rails.

Your engineers integrate once. Wrapp handles the rest.

# Create a payment

POST /payments

# Track it

GET /payments/:id

# Real-time updates

POST /webhooks

Simple APIs · Predictable webhooks · Unified transaction objects · Provider abstraction

Architecture

Under the hood, money moves differently.
Your integration doesn't have to.

Wrapp connects multiple payment providers and financial rails behind a single developer experience. New rails can be added without forcing you to rebuild.

                 YOUR BUSINESS
                       │
                       ▼
                 WRAPP API
                       │
               PAYMENT ENGINE
                       │
        ┌──────────────┼──────────────┐
        ▼              ▼              ▼
     Paystack        Espees          Stablecoins
        │              │              │
        └──────────────┼──────────────┘
                       ▼
                  SETTLEMENT
                       │
             NGN · USD · EUR · USDC

Reconciliation

Know every payment.
One source of truth.

Every transaction in one place. No more switching between dashboards to figure out where money went.

  • One API
  • One dashboard
  • One payment identity
  • One place to reconcile your money
  • Multiple ways for your customers to pay
Payment$2,500
CustomerAcme Inc.
MethodUSDC
ProviderWrapp Network
SettlementNGN
StatusSettled

The future

The future of payments isn't one currency.
It's interoperability.

New currencies, networks, and ways to pay will keep emerging. Businesses shouldn't rebuild their financial infrastructure every time they do.

Wrapp is the layer between them.

For businesses building beyond borders.

Start accepting money differently.

Connect your business to the payment rails of today — and the ones coming tomorrow.

Get started with Wrapp Build with the API

Your customers shouldn't need to understand payments.
Neither should your product.